While bike insurance isn’t mandatory in Sumba, it is highly advisable for tourists renting motorbikes. Given the notable risk of accidents, securing insurance can safeguard your travels.

Many bike rental companies in Sumba offer insurance as an optional add-on. This typically covers basic risks such as damage or theft of the bike. A less formal arrangement, often found in smaller rental shops or private rentals, involves what is referred to as “verbal” insurance. For example, if the standard rental fee is IDR 100,000 per day, the rental owner might propose IDR 130,000 per day, taking on all liability for accident-related expenses. However, it’s prudent to formalize any agreement by having the rental agent include this in a written contract.

Securing insurance not only protects you from unexpected costs but also ensures peace of mind in case of theft or accidents.

In the event of an accident involving others, priority should be given to ensuring no one is seriously injured. If the damage is minor, it’s often best to settle the matter directly at the scene to avoid unnecessary complications. Be aware that without a valid driving license, local authorities are likely to hold you accountable in accident situations. If you find yourself in an accident that you can’t handle alone, immediately contact your rental company for assistance. They can provide support to manage the situation in a cost-effective manner. Always stay at the accident scene until everything is appropriately resolved to prevent further complications.